Terms of Service

Acceptance of Terms

By accessing and using the galerinthiq.com website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, you should not use this website or our services.

Scope of Services

galerinthiq provides financial literacy education, budgeting guidance, business development consultation, and related financial services. Our services are designed to help individuals and businesses make informed financial decisions.

Our services include but are not limited to:

• Financial planning and budgeting advice
• Business development strategies and consultation
• Educational workshops and resources
• Investment analysis and guidance
• Tax planning assistance

Use of Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these terms. You must not:

• Use our services for any illegal or unauthorised purpose
• Violate any applicable laws or regulations
• Interfere with or disrupt our services or servers
• Attempt to gain unauthorised access to our systems
• Share false or misleading information
• Violate the rights of other users or third parties

Financial Advice Disclaimer

The information and services provided by galerinthiq are for educational and informational purposes. While we strive to provide accurate and helpful guidance, our services do not constitute:

• Professional financial advice tailored to your specific circumstances
• Investment recommendations or securities advice
• Legal, tax, or accounting advice
• Guarantees of financial outcomes or results

You should always consult with qualified professionals before making important financial decisions.

Limitation of Liability

To the fullest extent permitted by law, galerinthiq shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses resulting from decisions made based on our guidance
• Business interruptions or lost profits
• Data loss or system downtime
• Third-party actions or omissions

Our total liability for any claims arising from our services shall not exceed the amount paid by you for the specific service in question.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of galerinthiq and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Reproduce, distribute, or republish our content without permission
• Use our trademarks or logos without authorisation
• Create derivative works based on our materials
• Remove or alter any copyright or proprietary notices

User-Generated Content

If you submit content to our website (such as comments, reviews, or feedback), you grant galerinthiq a non-exclusive, royalty-free licence to use, modify, and publish such content for business purposes.

You represent that any content you submit:

• Is accurate and not misleading
• Does not violate any third-party rights
• Does not contain inappropriate or offensive material
• Complies with applicable laws and regulations

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Security Testing

Security testing of our website and systems is only permitted with explicit written authorisation from galerinthiq. Unauthorised security testing, including but not limited to penetration testing, vulnerability scanning, or any form of security research, is strictly prohibited.

If you discover a security vulnerability, please report it responsibly by contacting us at info@galerinthiq.com rather than exploiting or publicly disclosing it.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including but not limited to violation of these terms.

Upon termination, your right to use our services ceases immediately, and you must discontinue all use of our website and materials.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

We encourage you to review these terms periodically to stay informed of any updates.

Governing Law

These terms shall be governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms or your use of our services shall be resolved in the courts of Australia.

Severability

If any provision of these terms is found to be unenforceable or invalid, such provision shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Contact Information

If you have any questions about these Terms of Service, please contact us:

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.